Legal Question in Credit and Debt Law in Wisconsin

Wage assignment/garnishment

I took a payday loan from cashtransfercenters.Com a few months ago. In late july they sent a voluntary wage assignment to my employer located in illinois. I work in wisconsin. The payroll company (adp) took 2 payments from my paychecks and sent them to a place in surrey, bc. I am told this is illegal. Please help me.


Asked on 9/09/08, 12:18 pm

1 Answer from Attorneys

JAY Nixon nixon law offices

Voluntary Wage Assignments Are NOT Garnishments, Bankruptcy Options to End Them

As far as I know, a authentic voluntary wage assignments is legal in WI, assuming that you really signed the document. Being voluntary, however, a wage earner has the right to terminate it, unlike a garnishment. Of course, a chapter 7 bankruptcy stops both wage assignments and garnishments. A chapter 13 stops garnishments, but replaces them with a single garnishment from the court/trustee. While the case is open, you wages are safe from seizure by other creditors. This online forum response is not intended to be legal advice or to create any attorney-client relationship.

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Answered on 9/09/08, 8:58 pm


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