Legal Question in Credit and Debt Law in Wisconsin
wells fargo harassment- please help
i defaulted on student loans taken out by plato 10 years ago and bought by wells fargo..I have been trying everything in my power to make arrangements with these people including offers, they refuse everything I offer - Im at my wits end and dont know what to do..I have been continuing to make payments even though they keep refusing them..I just dont know what to do and am a wreck..please help me
1 Answer from Attorneys
Student Loans--Options for Stopping Collectors
Even though student loans are generally not dischargeable depending upon how old the loan is, some relief from harassment is available via a chapter 13 bankruptcy. Some very old loans can even be discharged in a Chapter 7. If they are not old enough to be dischargeable, any amounts left over on the loans following the bankruptcy will still be owed and can still be collected by the lender. Without knowing all the details on the loans, I could not advise you whether not they are old enough to be dischargeable in a bankruptcy.
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