Legal Question in Civil Litigation in Wisconsin

Re: Statute of Limitations

Adverse credit information may remain in your file for seven years, although that period is extended to ten years for a chapter 7 bankruptcy. Your second question appears to be whether or not you can sue to collect for loan payments you made on someone else's account for which you were the co-signor. Generally speaking, someone who pays the obligation of another has a right of subrogation (reimbursement) from that person. I would need further detail before I could go much further.