Legal Question in Civil Litigation in Wisconsin

WI Auto Liability of Vehicle Owner and Insurance Law

I do not understand your fact situation, but your question seems to be more about liability law than insurance law. Auto Insurance usually covers any driver who has your permission to drive for accidental damages unless he lives in the owner’s household and is not listed on the policy. The owner of a car can be sued for any damages which occur with the car any time that the owner lets someone else drives it. You should therefore never let others drive your vehicle unless there is insurance coverage and the driver is someone whom you know to be a safe person. If you lend someone a vehicle to commit a crime, you can also be held liable, both civilly and criminally, for the crime. The same applies to accidents. Once a judgment is entered, the underlying claim is no longer the issue—the judgment remains valid until reopened, even if the defendant would have won the case if they had fought it.

WI Auto Liability of Vehicle Owner and Insurance Law

I do not understand your fact situation, but your question it seems to be more about liability law than insurance law. Auto Insurance usually covers any driver who has your permission to drive unless he lives in your household and is not listed on the policy. The owner of a car can be sued for any damages which occur with the car any time the owner lets someone else drive. You should therefore never let others drive your vehicle unless there is insurance coverage and the driver is someone who you know to be a safe person. If you lend someone a vehicle to commit a crime, you can also be held liable, both civilly and criminally, for the crime. The same applies to accidents. Once a judgment is entered, the underlying claim is no longer the issue—the judgment remains valid until reopened, even if the defendant would have won the case if they had fought it.