Legal Question in Personal Injury in Wisconsin
malpractice?
About letters of protection to creditors regarding medical debts. Would this have prevented debts from being reported on my credit report??
2 Answers from Attorneys
Re: malpractice?
Not necessarily. It would depend on the medical provider's policy. Also, you are responsible for your medical bills, not your lawyer, and some lawyers may refuse to do letters of protection in certain cases. I do not recommend letters of protection in 99% of cases. If a person does not have any health insurance or medical payments coverage, then I generally recommend that they keep their bills current and make arrangements to pay down their debt.
Re: malpractice?
It is really up to the medical provider to decide how they wish to handle a letter of protection. If there is a medical provider that I have worked with in the past and who knows me, they will almost always honor a letter of protection signed by my client and me, and they will not pursue any collection activity or have the bill put through a collection agency. Others who may not know me well may not wait, may not accept theletter of protection at all, or may still send bills to collection even with a letter of protection, in that it may not be considered to be a contract that binds the health care provider.