Legal Question in Credit and Debt Law in Arizona

I owe a debt on a credit card and I am being sued. I called and was told that I do not need to reply with an answer because the debt will be owed either way. I will be responsible for all attorney fees which I do understand. If I do not respond to the summons by suppling an answer, will I be in voliation of the court or a warrent issued for me. The summons only says that I have to supply an answer within 20 of the summons.


Asked on 9/23/10, 10:14 am

1 Answer from Attorneys

Debra Palomino PALOMINO LAW FIRM, P.C.

If you agree you owe the amount claimed, then yes you can just simply let the plaintiff seek a default judgment by not filing an Answer. You would not be in violation of an order nor will a warrant be issued. By not filing an Answer, you are essentially letting the court know you do not disagree with the plaintiff's claim.

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Answered on 9/28/10, 11:42 am


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