Legal Question in Credit and Debt Law in California
credit report
I n California, How long does a credit card have before they have to take it off your credit report, if you have made no payments?
Asked on 7/13/05, 10:14 pm
2 Answers from Attorneys
Carl Starrett
Law Offices of Carl H. Starrett II
Re: credit report
The negative marks on your credit can remain up to 7 years (10 years for bankruptcy). They have 4 years from the date of the breach of contract to file a lawsuit to colect the debt.
Answered on 7/13/05, 11:02 pm
Ken Koenen
Koenen & Tokunaga, P.C.
Re: credit report
seven years (plus 3 months) from the date of last activity.
Answered on 7/14/05, 12:05 pm
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