Legal Question in Insurance Law in Louisiana

Since you said you sent a claim to the "business insurance agent" I assume you mean the neighboring business because you have proof. First of all, check with your insurance agent. I guarantee he will tell you that your insurance does not cover "intentional acts of the insured." Which translate into the neighboring business' insurance company will not cover intentional acts of their insureds. So you should immediately file a claim with your insurance company and let them worry about whether they can collect from the neighboring business. I assume you have filed criminal charges against the neighboring business and its employees who committed the acts. If not, do it tomorrow.