Legal Question in Insurance Law in Missouri

Re: Automobile Accident Legal Liability

Generally, most automobile accident cases require the proof of negligence. In Missouri, a driver must use the highest degree of care when operating a motor vehicle on public streets. An instruction to the jury in a case of this nature might look like this:

Your verdict must be for plaintiff if you believe:

First, defendant violated the traffic signal, and

Second, defendant was thereby negligent, and

Third, as a direct result of such negligence plaintiff sustained damage.

It should also be noted that Missouri is a comparative fault state.

Your question is rather general and I would be happ to respond to a more specific question.