Legal Question in Credit and Debt Law in New Jersey

Re: Unpaid auto loan (over $10K [P& I])

It's hard for me to answer whether or not you can accomplish this on your own. Sometimes I kiddingly ask potential clients if they are able to perform their own brain surgery. Lawyers, like brain surgeons, are hired because they have expertise that others do not have. However, if you think you can do it on your own, go ahead. On the main issue, it seems that you certainly have a good claim to get the return of the vehicle or reimbursement of the amount you paid for it. However, you need to bring your proofs to Court, get a judgment and then collect on the judgement. Keep in mind that this advice is based purely on the little bit of information that you have given to me. There may be other factors that would change my opinion. Further, no one can rely on advice from an attorney who has not been retained. Since you have not retained an attorney in this case, before you take any further action, you should contact an attorney in your area to discuss your matter in more detail. Only then will you be able to rely on the advice. Since I am not near you geographically, I will be happy to speak with you on the phone, but I would not want to take your case. You may feel free to call me at 856-546-8010. If you mention LawGuru, there will be no charge for your first consultation. Good luck! Rob Gleaner