Legal Question in Credit and Debt Law in New York

Help

I am a single mom who has not received any form of child support in the last five years. I have just received a summons on a back credit card bill of $12,000! I do not have the $$$ to pay it and when I called and tried to ask for a hardship, they told me if I can't make a hefty payment each month then a judgement would be set. I just get by on the $34,000 a year that I make and i mean I BARELY get by.. I dont own anything- becuase I cannot afford too.. Should I file for bankruptcy. My children are 9 and 13.


Asked on 11/22/06, 4:30 pm

2 Answers from Attorneys
Robert R. Groezinger GroezingerLaw P.C.

Re: Help

There can be no automatic judgment...but then hardship is not really an issue either. You MUST answer the complaint to avoid a judgment.

Feel free to call me at the 8782163 # in the 845 area code for a free consult or email me your number and I'll contact you.

Good Luck

RRG

Good Luck

RRG

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Answered on 11/22/06, 5:09 pm
Jacob Silver Attorney At Law

Re: Help

It may make sense to file a Chapter 7 and wipe away Dischargeable Debts.

You need an attorney to personally review your situation and then help you determine what is right for you.

Thank You for Contacting me and allowing me to advise you regarding a possible filing for Bankruptcy.

I am happy to personally meet with you and discuss your situation with you to determine whether

Bankruptcy is the best option for you.

Let me help you work through this difficult situation, together.

Feel free to review my website at http://www.lidebtlawyer.com

Please Download the Bankruptcy Checklist from here- http://www.lidebtlawyer.com/images/BankruptcyChecklist.pdf in the Get Started section.

Call Me For A Free Consultation.

If you do not have the free Adobe Reader, then Download it from the website and Install it by running it, and then go back to the website and download the checklist.

The purpose of the checklist, is to ensure that I have all of the necessary information in developing

a solution for your situation.

Please Fill out the Form, then Contact me for your Free Consultation.

I look forward to working with you.

My Office is Conveniently Located Near the Bankruptcy Court, where your Case will be heard.

Thank You

Jacob Silver

Attorney At Law

1225 Franklin Avenue

Suite 325

Garden City, NY 11530

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Answered on 11/22/06, 5:29 pm


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