Legal Question in Credit and Debt Law in Ohio

Can a debt collector take money out your checking account? I was told they can take it out your savings account but not the checking account. But I am not sure if either is true.


Asked on 4/20/10, 11:13 am

1 Answer from Attorneys

Ryan Fisher Lowe Eklund Wakefield Co. LPA

The only ways a debt collector can take money out of any account is with a court order or with permission from you. A court order is obtained when a creditor sues you and obtains a judgement. Once that is done if the creditor knows where your accounts are they can attach them. If this is happening it is likely you have been sued by that creditor. You need to contact your bank and request copies of whatever documentation they are relying on to remove funds from your account.

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Answered on 4/25/10, 12:19 pm


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