Legal Question in Banking Law in India
Hi all,
i have taken personal loan during 2004 and through my company and my EMI has been deducted through my salary by my comapny and credited to the bank. after completing all my EMIs now i got an email from bank for some EMI, incendental charges and interest is pending that too after 5 years (loan got closed by 2009 itself) any one can help how to close this issues when there is no mistake from my side how this
BANKs are charging and sending mail for some payment pendings.
pls help....
Asked on 2/17/14, 2:49 am
1 Answer from Attorneys
Fca Prashant Chavan
Expert Edge LLP
17.02.2014
Dear Sir / Madam,
You should scrutinize the bank's claim and settle it by asking the bank to issue you a "no dues" certificate stating that the loan A/c has been closed.
Regards,
Answered on 2/17/14, 3:18 am
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