Legal Question in Bankruptcy in California
Bankruptcy still on Credit report after 10 years
It's been over 10 years since I had
filed bankruptcy yet I am still being
denied certain credit because
bankruptcy is still showing up on my
credit report. I thought bankruptcy
would be taken off my report after 10
years -- is this not true?
Asked on 6/19/08, 1:36 pm
1 Answer from Attorneys
Robert Mccoy
Law Office Of Robert McCoy
Re: Bankruptcy still on Credit report after 10 years
It is not 10 years from the date of filing, it is 10 years from the date of discharge. Having said that, a letter to the credit reporting agencies asking them to remove the reporting will probably work as they are required to do an investigation, which they cannot realistically do on a file that old.
Answered on 6/19/08, 8:30 pm
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