Legal Question in Bankruptcy in California

Re: Can I kep my car?

If your payments are up-to-date, they are reasonable, and you sign a reaffirmation agreement and the court approves it, yes.

Re: Can I kep my car?

Sometimes yes, sometimes no. In order to adequately answer this question, you need a lawyer to provide you with a financial analysis of your entire situation. Many lawyers will provide you this service for free. In order to completely eliminate your debts you would have to pass a thing called "the means test."

If you do not pass the means test, then you may qualify for a different chapter bankruptcy which would involve paying back a percentage of your debts through a payment plan.

Most people are able to keep at least one or two vehicles. However, without performing the necessary calculations, I really cannot say for sure.