Legal Question in Bankruptcy in California
Discharged credit card
I went through Bankruptcy two years ago. All credit card debt was discharged. However, one credit card company still reports me as being past due every month. If it was discharged can they still report me each month as late?
Asked on 3/29/06, 1:29 pm
1 Answer from Attorneys
Robert F. Cohen
Law Office of Robert F. Cohen
Re: Discharged credit card
Send a certified, return receipt letter (keep a copy) to the credit card company (consumer inquiries address), enclosing a copy of your discharge. Tell them to clear your record. Also, write a dispute to the three credit reporters: Experian, TransUnion and Equifax, and have them insert it in your report, i.e. "This debt was discharged in bankruptcy on _____ (date)." Good luck.
Answered on 3/29/06, 2:37 pm
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