Legal Question in Bankruptcy in California

Re: Drowning in debt

From what you state, it sounds like a bankruptcy might be one solution to get out from under. Feel free to contact me or any other BK attorney for assistance.

Re: Drowning in debt

While I can't tell you if you can file for BK without looking at your financials, it sounds like you would qualify for a Ch. 7. Even if you don't, you may still be able to file for Ch. 13, which would also eliminate most if not all your unsecured debt. You should speak with an attorney.

Re: Drowning in debt

You sound as though you could be a candidate for bankruptcy, but if you haven't paid these creditors in 3-4 years, you may not need to file. I would suggest you contact a local bankruptcy attorney - if you are in Southern Orange County or North San Diego County, I'd be more than happy to meet with you - to review your options. Yes, it sounds like it might be an option, but you may have others at this point as well.

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