Legal Question in Bankruptcy in California
forgotten bill
I filed for bankruptcy in march 05 and did not include a medical bill. It went to collections and after informing them of my situation they continued to call and send bills. So I made payments for several months but was told to stop by a friend who had also filed because they should have been covered even if not listed. So she said. Now I have stopped but they are including interest and threatening a lawsuit. What should I do? Should I just make payments again?
1 Answer from Attorneys
Re: forgotten bill
Generally, a forgotten bill is discharged in a no-asset bankruptcy. The best thing to do is send them a copy of your discharge notice, tell them in writing that it was discharged and, if you really want to shake them up, demand your payments back (good luck with that one). Keep a copy of your letter, of course. If they then insist on trying to collect, you might consult with a lawyer about other ways to protect yourself from a predator creditor.