Legal Question in Bankruptcy in California
HOA Lien after BK
As a followup,
Does that mean that the HOA can still foreclose even if the past due amount has been discharged? How does a lien survive if the amount of the lien had been removed through discharge.
I have paid all the dues since filing. Also should I files the amendment to add the debt? My BK has been declared No Asset by the trustee
2 Answers from Attorneys
Re: HOA Lien after BK
You need to make a motion to remove the lien in BK court. Contact me directly.
Re: HOA Lien after BK
Yes. A chapter 7 bankruptcy cannot remove and HOA lien. If you do not pay up, they can foreclose. California state law allows an HOA to file a lien for unpaid dues and there is not provision in the bankruptcy code to remove the lien. The discharge means that they cannot sue and get a judgment.