Legal Question in Construction Law in California

Re: surety bonds

The bonding company can assess the risk on it's own terms and decide not to renew at it's own discretion. Each claim costs the surety money to process, and, until the claim is withdrawn, the surety must put aside money in case the claim is pursued. Thus, the surety can decide that you are not a profitable risk and cancel

Re: surety bonds

Yes, it's a matter of private judgment by the insurer, just as you retain the full right to refuse to marry someone who proposes to you, irrespective of how ideal they, or your mother, think they may be. A farfetched analogy, perhaps, but the same principles of independent judgment and decision apply.