Legal Question in Consumer Law in California
ID Theft
My creidt report has some inaccurate information I have put a secutrity alert because I belive someone is using my credit to get credit or serivces fraudnely. I have about 16 negative items on my credit report and some of them are not mine What can I do now I cannot change the address on my drivers license because they changed address to the wrong address. What are my options I reported to the police already they are not much help. I am already disputing the information that is on my report.
1 Answer from Attorneys
Re: ID Theft
If you have reported it to the police and disputed the charges that are not yours, the only other things to do is put a fraud alert on your credit report. It sounds like you have done that. Continue to dispute the charges that are not yours. If the charges are not removed, you should consult with an attorney about the Fair Credit Reporting Act. You can read more about it at my blog, http://www.californiadebtblog.com