Legal Question in Credit and Debt Law in California
So I am applying for a home loan, my broker mentions a loan on my social security.. I was truly concern cuz I have no existing loan or installments. I called the cpm any listed on my credit report as they couldn't identify the account by my social security. They gave me stow to fax to the credit dispute center.bi did so, and I certified mailed the letter. Got a response via mail as they agree it was not my loan and it will take 3 weeks to clear with the credit bureau. Today got a second letter from the credit investigator stating they acknowledge it's not mine with the social security no. It belongs to someone else with same name. Then they said they could clear it because it's not listed in one of the three major credit bureau . They are saying my brokers report does not have any affliction with the3 major bureau but as I look at the report it does say 3 major bureau. So what is the thing to do. My broker wants me to scan the letter to her tomorrow which I plan doing so.
1 Answer from Attorneys
Send the letter from the credit investigator to all 3 bureaus.