Legal Question in Credit and Debt Law in California

Communication from Debt Collector

A debt collector has offered my son a deal in which he pays a portion of the total amount owed and they cancel the debt. Is this legal and how can one be sure that the debt will in deed be cancelled.


Asked on 5/29/07, 5:57 pm

2 Answers from Attorneys
Bryan Becker Stutz Artiano Shinoff & Holtz

Re: Communication from Debt Collector

It is legal, but be very careful to get everything in writing. Many of these "offers" to cancel the debt are not made in good faith and they will be ignored by the collection agency.

Yours truly,

Bryan

Bryan C. Becker, Esq.

Principal

Law Office of Bryan C. Becker

The Koll Center

501 W. Broadway, Suite 800

San Diego, CA 92101

Toll Free: 877*201*8728

Direct: 619*400*4929

Fax: 619*400*4810

Member, National Association of Consumer Advocates

www.naca.net

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Answered on 5/29/07, 6:10 pm
Jonathan Stein Law Offices of Jonathan G. Stein

Re: Communication from Debt Collector

Get it in writing from them, signed by them, and when the payment is made, check your son's credit to make sure they didnt report it anyway.

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Answered on 5/29/07, 8:46 pm


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