Legal Question in Credit and Debt Law in California

Credit card lawsuits

What is the time statute in CA for a credit card company to sue someone for money owed (from date of last payment)?


Asked on 6/09/07, 1:43 am

2 Answers from Attorneys
Larry Rothman Larry Rothman & Associates

Re: Credit card lawsuits

The statute of limitations is 4 years from the date of the breach on a written contract and 2 years on an oral contract. If a collection agency has demanded money and the statute of limitations has passed, you may have a claim against it based upon the Fair Debt Collection Act. Please contaact me if you need any documents reviewed or have any questions.

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Answered on 6/11/07, 11:04 am
Jonathan Stein Law Offices of Jonathan G. Stein

Re: Credit card lawsuits

Generally, it is 4 years, but this can change for a variety of reasons. I have discussed this in more detail at my blog, www.californiadebtblog.com

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Answered on 6/09/07, 10:24 am


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