Legal Question in Civil Litigation in California

privacy invasion

A person who I did business with was unhappy with the service I provided. On the contract we signed it had my social security number on it so that they could 1099 me.While trying to correct my credit report it was brought to my attention that this mortgage corporation obtained my credit report. Not only did this damage my credit score but also emotionally. I feel totally violated and this person knows this is illegal for he is a licensed mortgage broker. After getting over the embarrassment,I thought I would sue in small claims court but the small claims advisor told me that I will obtain more money in civil court. The credit reporting agency said he is liable and has abused his power and that I should speak directly to an attorney. There is undisputed evidence to support my claim but what do I do next is my question?


Asked on 1/17/03, 9:15 pm

4 Answers from Attorneys
Larry Rothman Larry Rothman & Associates

Re: privacy invasion

You may have a claim if you did not give written authorization for a credit report request. There may be a violation of the Federal Fair Credit Reporting Act. If you call me at 714 363 0220, I will give you free consultation and explain the evidence you may need for your claim.

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Answered on 1/18/03, 5:07 pm
Benjamin Berger Berger-Harrison, A Professional Corporation

Re: privacy invasion

If what you say is true, then you certainly have a claim. I see that you are in Lake Forest. My office is in Newport Beach. I can be available to meet with you at your convenience. Feel free to call my cell phone at 949-278-5220.

- Ben

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Answered on 1/17/03, 9:43 pm
Alvin Tenner Law Office of Alvin G. Tenner

Re: privacy invasion

You do have a great case and should persue further legal action.

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Answered on 1/20/03, 2:41 pm
Terry A. Nelson Nelson & Lawless

Re: privacy invasion

IF he provided false, misleading or inappropriate info to a credit agency [which they normally screen for], or IF he violated the reporting rules in some other substantial way, and IF it affected your credit, then you may have a case for violation of the FCRA and your privacy rights. A lawsuit is your remedy; the outrageousness of the facts determine its value. If interested, contact me.

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Answered on 1/20/03, 3:44 pm


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