Legal Question in Personal Injury in California
homeowners insurance policy
Would a homeowners insurance policy cover the policy holder if he left his residence & comitted battery at the home of this other person on this person?
Asked on 9/22/08, 12:25 am
3 Answers from Attorneys
Edward Hoffman
Law Offices of Edward A. Hoffman
Re: homeowners insurance policy
Liability insurance does not cover intentional wrongdoing by the policyholder. By definition, a battery is intentional. A lawsuit that alleges only battery would not be covered. If the lawsuit alleges other causes of action, though, it might be.
Answered on 9/22/08, 3:15 pm
Terry A. Nelson
Nelson & Lawless
Re: homeowners insurance policy
No. Plus, no insurance covers intentional torts or crimes.
Answered on 9/22/08, 7:01 pm
Sam Eagle
LAW OFFICES OF SAM M. EAGLE
Re: homeowners insurance policy
Probably not. A Battery is an intentional crime or tort and insurance policies and state law say that the policies will not cover intentional or purposeful acts.
Answered on 9/22/08, 8:54 pm