Legal Question in Personal Injury in California

Re: under insured drivers coverage on my auto policy

Yes, you can use your Um-UIM coverage as you've described. But any insurance company will complain if your treatment goes on too long. You'll need to curtail going to a medical provider and get into an exercise program on your own.

Re: under insured drivers coverage on my auto policy

Pragmatically, you can recover damages from the at fault driver/owner up to the max of their coverage only. Beyond that, you'd have to get them personally to contribute to settlement or sue them and win more than their policy limits. Once you've settled with them, then you can go after your own UM/UIM up to your policy limits, with credit deducted for what you already got. Hopefully, you put your UM/UIM carrier on timely notice. You can claim anything you like, winning and recovering is entirely different.

If you have substantial medical treatment and bills, then attorneys would be interested in handling the case. Feel free to contact me if serious about getting counsel to help you recover full value.

Re: under insured drivers coverage on my auto policy

Yes, you just make the same claim against your own insurance compnay as long as you had a higher policy limit on your Under Insured Motorist portion of your policy coverage than the other driver. You can contact me at [email protected] if you have more questions or want some legal assistance. Joe Marman

Re: under insured drivers coverage on my auto policy

Yes, you can turn to your uninsured/underinsured policy if the defending party is under or uninsured. Given the statute of limitations issue, etc., it would be best to contact my office to discuss your case in greater detail. My consultation is free and my telephone number is 818.385.0520.

Re: under insured drivers coverage on my auto policy

I need more information about your injuries and medical bills. Please email me at [email protected] or through my website at: www.cainjuryoraccidentlawyer.com