Legal Question in Personal Injury in California

You could do what I do and make the neighbors' kids' parents sign a 6-page disclaimer. But then you'd have as few friends as I do. Or you could just buy homeowners' or renters' insurance.

You could always try not letting your kids leave there stuff lying all over the neighborhood. If you have a skateboard ramp, though, you're just begging for a lawsuit. Better make sure your insurance is paid up and has nice high limits. A kid in my ex's neighborhood is in an electric wheelchair and will require attended care the rest of his life due to brain damage suffered using a neighbor's skateboard ramp. I'm pretty sure it bankrupted the family that owned the ramp.