Legal Question in Real Estate Law in California

Can a HOA foreclose?

Can a HOA (Homeowners Assoc) foreclose on my home for non payment of HOA dues and sell the property at a foreclosure sale?


Asked on 3/24/09, 2:36 pm

4 Answers from Attorneys

David Gibbs The Gibbs Law Firm, APC

Re: Can a HOA foreclose?

Yes, they can. There are some recent limitations on how much has to be owed before they can foreclose, but no question that if you are far enough behind, they can and will foreclose the property free and clear of your liens.

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Answered on 3/24/09, 2:53 pm
Thomas W. Newton Tims & Newton

Re: Can a HOA foreclose?

Yes, assuming your home is part of what's called a "common interest development" in the Civil Code. Assuming that it is, dues are considered assessments that once delinquent, allow the governing body to impose a lien on the property. If the lien value exceeds $1,800.00, or has been delinquent for over 12 months, the governing body can foreclose that lien either by judicial foreclosure or non-judicial foreclose, i.e., a foreclosure sale.

There are conditions to the governing body's imposition of a lien and subsequent foreclosure, and the proper procedure must be followed. I'd suggest contacting an attorney in your area who handles real property related matters and discuss your situation.

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Answered on 3/24/09, 3:06 pm
Terry A. Nelson Nelson & Lawless

Re: Can a HOA foreclose?

Of course, following proper procedures.

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Answered on 3/24/09, 3:35 pm
OCEAN BEACH ASSOCIATES OCEAN BEACH ASSOCIATES

Re: Can a HOA foreclose?

Not usually, but a lien may be placed on it. Contact me directly.

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Answered on 3/24/09, 4:58 pm


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