Legal Question in Real Estate Law in California

Re: Property Tax and Insurance

I'm sorry to hear about your situation. Unfortunately, I don't think he has done anything illegal. Your paying the property taxes and insurance is probably going to be viewed as simply your contribution in return for living there (similar to rent). Yes, you may have some rights as a tenant, but they terminate when the property forecloses. There is a statute which requires the lender who forecloses to give any tenants 60 days notice, but it doesn't apply to the borrower or his/her family. You may fit that definition, and they may evict both of you on 30 days notice after the foreclosure. You may have some rights as domestic partners - you would need to speak with a family law attorney familiar with such matters. As essentially a tenant, however, you don't have any rights to take the writeoff, nor do you have many rights after the foreclosure. I'd suggest that the place to start is a family law attorney familiar with these kinds of issues.

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Re: Property Tax and Insurance

If you were married, you'd have enforceable rights and interest in the property, not problems. Because of your choices, instead you get to sue if you want to try to claim any rights in the property.

Re: Property Tax and Insurance

I'd concur in Mr. Gibbs' answer, and add by way of clarification that the foreclosure cannot have anything to do with your job loss or income. A lender can only foreclose because the borrower has defaulted - and I assume you are not the borrower anyway.