Legal Question in Real Estate Law in California

Purchased land over 8 years ago, which included a already installed on permanent foundation, Mobile home. A note was included in the Amendments page. Sale was by owner, whom chose to carry loan. Our realtor brought in an escrow company to perform transaction documents.

I am in the process of trying to re-finance under an FHA program, and discovered that the mobile information belonging to our next door neighbors mobile. I've tried researching via the Department of Housing and nothing came up under our Decal or serials. Currently, everything, including our property tax still shows same mobile home information on both tax bills.

Is escrow company responsible for not catching this? This mobile was placed on permanent foundation and the whole nine yards. I have a email into DHCD to verify they have permits, etc. on file. How can I fix this quickly and who is responsible in the event we aren't permited and need to perform all necessary regulation steps to get this loan?

Thank you


Asked on 6/23/14, 5:52 pm

1 Answer from Attorneys
Terry A. Nelson Nelson & Lawless

Quickly?

No way.

You are in a situation that is going to take time, money and effort to TRY to resolve favorably.

You will need to work with your escrow company, your title insurance company, the neighbor, and your own attorney. These kind of things frequently end up in litigation to determine 'who is responsible'.

If serious about hiring counsel to help in this, and if this is in SoCal courts, feel free to contact me.

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Answered on 6/25/14, 12:57 am


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