Legal Question in Real Estate Law in California

If you want to portect your interests, do not transfer title to him. Please look at al the numerous prior posted answers in which all of the attorneys warn against a parent transferring title to their home to thelir children.

I agree with Mr. Shers. If he is making the payments on the house, you may want to enter into some kind of shared ownership agreement with him, but don't just add him to title until he can qualify for the loan himself. There are also tax issues involved.

nothing you propose will protect your interests, or remove your loan obligations, unless the mortgage company allows him to refinance solely.

The negative tax consequences of what you propose could run into the tens or even hundreds of thousands of dollars. Don't do unless you have excellent tax and estate planning counsel guide you through it.