Legal Question in Credit and Debt Law in Florida

Not my account!! Prove it....nothing was signed by me.

What proof is required in order for a collection agency to place an account on your credit report. I lived with my father back in 2003 he leased a home. At the time I was unemployed and was only listed as other on the application. I contacted the collection agency and stated this to them the insisted that I was responsible and that I had signed the lease. I requested all the information they had on the account be mailed to me. A few days later I recieved the paperwork which included: an apllication which my father signed as head and his room mate signed as co-head. Me and my daughter were listed as others in home, copies of my fathers ID and insurance cards, his room mate's ID, a contractors BID for repairs to the home after move-out, and a move-out form that has Redients name as my fathers&Mine. The collection ageny contacted me the next day and asked if I has received the information, I stated that I had and wanted to know how they could place this account on my credit when I never signed a lease. I never agreed I would be responsible for anything in the home. The woman I was speaking to insisted that the signature at the bottom of the application was my signature (which was for the head of house to sign) it was my fathers.

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