Legal Question in Credit and Debt Law in Florida

Out of the blue there is a collection agency sending notices

I was married and lived in Florida in the early 1990s my husband and I left in the mid 90s. We are divorced and I have paid out over $10,000 to cover debt I was left with. My ex-mother in-law told me about 3 months ago she received a few calls and is now receiving demand letters from a collection agency demanding payment on a credit Sears credit card that was opened in 1993 - there has never been any statements or letters sent before this advising me of an outstanding amount. I am wondering what the statute of limitations is on this - I am not a US citizen and have no idea what to do about this. The collection agency has been asked to quit calling the house since I have not been in that state since the mid 1990s - can someone please advise me as to what to do in this situation? I don't believe there was ever a judgment as I was never notified of any legal suits or anything - how do I deal with this? The letters will be forwarded to me and my ex-in-laws have stated there is no phone number listed on the demand letters so I will find out how to contact them when I receive the letters. I am a little leary, wondering what they can do if they have ''purchased'' the bad debt from sears and have waited this long to collect on this.


Asked on 6/21/05, 11:24 am

1 Answer from Attorneys
Alexander M. Rosenfeld Rosenfeld & Stein, P.A.

Re: Out of the blue there is a collection agency sending notices

If the statute of limitations has run, then you are home free. From your letter, it seems that it hasn't. Nonetheless do nothing unless or until you are actually sued by the creditor.

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Answered on 6/21/05, 1:19 pm


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