Legal Question in Credit and Debt Law in Florida

Re: Behind in car payment

They need to sue you and get a court order.

Re: Behind in car payment

Wages can only be garnished as a method of collecting on a judgment in a lawsuit.

Re: Behind in car payment

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A lender cannot garnish any wages unless they have first filed suit and obtained a judgment against you in a court of law. Further, under Florida law, the wages of a head of household are exempt from garnishment.

Scott R. Jay, Esq.