Legal Question in Credit and Debt Law in Florida
Checked my credit report and found a collection on my report that I had no idea about. Turns out that a medical bill for my son was sent to the wrong address (which I thought was completely paid for by my insurance company). What are my options. I don't mind paying it if it is accurate but feel that it should be removed from my credit report completely.
2 Answers from Attorneys
If it is yours, then pay it and it goes away. You can add an explanation to the account details to explain why it was not paid earlier.
Contact your insurance company and explain what happened and request it to pay the bill. See my web site under sample forms and send a letter to the credit bureau and the creditor about the situation and request the mark be taken off and send them a copy of your letter to the insurance co. Make sure you keep copies of what you do and send everything by cert mail, retrun receipt requested. Want to know the law without going to law school? Protect yourself against ripoffs? Sign up for a free legal newsletter on various areas of consumer law by going to www.ConsumerLawyerHelp.com.
Related Questions & Answers
Looking for something else?
10,200 active attorneys ready to answer your legal questions today.
Featured Attorneys
Earn additional revenue and grow your business.
