Legal Question in Credit and Debt Law in Florida
collection agency contacts 3rd party
Can a collection agency legaly contact a third party and divulge details of the debt(amount, etc.)- and try to induce the third party to pay the debt? This before contacting the debtor? This is an old debt, apx.5 years Collection agency is in N.Y.
3 Answers from Attorneys
Re: collection agency contacts 3rd party
You don't provide enough information. Did the 3rd party co-sign or guarantee the debt. Hard to see why a collection agency would otherwise just contact a third party.
Re: collection agency contacts 3rd party
Sounds like you may have a case for violation of the Fair Debt Collection Practices Act. Feel free to call me to discuss further.
Re: collection agency contacts 3rd party
NOTE: This communication is not intended as and should not be interpreted as legal advice. Rather, it is intended solely as a general discussion of legal principles. You should not rely on or take action based on this communication without first presenting ALL relevant details to a competent attorney in your jurisdiction and then receiving the attorney's individualized advice for you. By reading the "Response" to your question or comment, you agree that the opinion expressed is not intended to, nor does it, create any attorney-client relationship, nor does it constitute legal advice to any person reviewing such information, nor will it be considered an attorney-client privileged communication. If you do not agree, then stop right here, and do not read any further.
No, they are not supposed to contact a third party with any details of your situation. From the facts presented, you may be dealing with a violation of the Fair Debt Collections Practices Act. You should meet with a consumer attorney to review this matter to discuss your legal rights and obligations.
Scott R. Jay, Esq.