Legal Question in Credit and Debt Law in Florida
credit card debt
I opened a credit card back in 2000. My processing fee was 89 dollars and in my bank the money came out. The card worked for one day and it never worked again. I called the co. and they said there was an error and I would have to resend it in. The money came out but they wanted me to send it again. I never used the card again. One year later I received a statement for a sum around 41 dollars and I paid it. Now I have a debt collector calling me saying I owe 800 dollars when my limit was only 400. Please let me know the statute for this.
1 Answer from Attorneys
Re: credit card debt
NOTE: This communication is not intended as and should not be interpreted as legal advice. Rather, it is intended solely as a general discussion of legal principles. You should not rely on or take action based on this communication without first presenting ALL relevant details to a competent attorney in your jurisdiction and then receiving the attorney's individualized advice for you. By reading the "Response" to your question or comment, you agree that the opinion expressed is not intended to, nor does it, create any attorney-client relationship, nor does it constitute legal advice to any person reviewing such information, nor will it be considered an attorney-client privileged communication. If you do not agree, then stop right here, and do not read any further.
What statue? It sounds like an error made by the credit card company based on what you say. You need to explain the facts to them and show proof of payment. You can dispute the amounts owed and they have 30 days in which to provide proof of the amounts due to you.
Scott R. Jay, Esq.
Related Questions & Answers
Looking for something else?
10,200 active attorneys ready to answer your legal questions today.
Featured Attorneys
Earn additional revenue and grow your business.
