Legal Question in Credit and Debt Law in Florida

Re: credit card default

No. Your wages cannot be garnished, nor can you be compelled to appear at a deposition, etc. It is possible, however, that the creditor may be able to garnish or otherwise levy on jointly owned property (this does not include your primary residence).

Re: credit card default

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No. You are not responsible for your wife's debt if she defaults. Your homestead is safe from creditors but any other property in which you wife has an ownership interest may be sought to satisfy a judgment.

Scott R. Jay, Esq.