Legal Question in Credit and Debt Law in Florida

Re: Credit Report

No. One debt should be reported once. If you need an attorney, please feel free to call me.

Re: Credit Report

NOTE: This communication is not intended as and should not be interpreted as legal advice. Rather, it is intended solely as a general discussion of legal principles. You should not rely on or take action based on this communication without first presenting ALL relevant details to a competent attorney in your jurisdiction and then receiving the attorney's individualized advice for you. By reading the "Response" to your question or comment, you agree that the opinion expressed is not intended to, nor does it, create any attorney-client relationship, nor does it constitute legal advice to any person reviewing such information, nor will it be considered an attorney-client privileged communication. If you do not agree, then stop right here, and do not read any further.

Negative credit should not be reported several times under different corporate entities. While it does not enlarge the period of time that your bad marks will be on your credit history it will seem as if there were more bad experiences than actually happened, thus having a much more detrimental effect on your credit score. You should demand proof of the debts from the credit reporting agencies and if they cannot provide the proof of individual debts within 30 days, demand that they be removed from your record.

Scott R. Jay, Esq.