Legal Question in Credit and Debt Law in Florida

Re: default on dredit card

You need to respond to Complaint. You may want to fax me over a copy of the Complaint. If the Plaintiff is a third party debt collector (ie someone other than the original credit card company) I may have some very good defenses for you. I have represented people in these types of claims around the State.

Re: default on dredit card

Yes. You should appear to negotiate or dispute the debt. Otherwise they can default you and come after you.

Re: default on dredit card

You should always appear at the pre-trial conference, or hire a lawyer to do so for you, rather than allow a default to be entered against you.

Re: default on dredit card

NOTE: This communication is not intended as and should not be interpreted as legal advice. Rather, it is intended solely as a general discussion of legal principles. You should not rely on or take action based on this communication without first presenting ALL relevant details to a competent attorney in your jurisdiction and then receiving the attorney's individualized advice for you. By reading the "Response" to your question or comment, you agree that the opinion expressed is not intended to, nor does it, create any attorney-client relationship, nor does it constitute legal advice to any person reviewing such information, nor will it be considered an attorney-client privileged communication. If you do not agree, then stop right here, and do not read any further.

Yes, you should appear in court. In court, you can try to negotiate a favorable repayment term or reduced amount to pay. If you fail to appear, a default and a default final judgment will be entered. You will give up your right to defend this action.

Scott R. Jay, Esq.