Legal Question in Credit and Debt Law in Florida

Defense against judgement for damages that do not exceed 15,000.00

What would be a valid defense against a credit card company sueing for over 11,000.00 on a debt that had only 3000.00 left to pay, and has had no activity in more than 3 years? The account was created for a balance transfer, and approved with household income. I have not had income for years, and own no property. More than 8,000 in the judgement is interest and fees. The account was not used for purchases, and has had no activity for more than 3 years. They have count II listed as an open account. How can I respond to avoid court?


Asked on 1/10/08, 3:49 pm

1 Answer from Attorneys
Stuart M. Address Law Offices of Stuart M. Address, P.A.

Re: Defense against judgement for damages that do not exceed 15,000.00

You cannot avoid court. The additional interest and fees are likely proper under the written credit card agreement. The best you can do is negotiate. You can do this on your own or hire an attorney. You should contact a local attorney or feel free to contact my office.

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Answered on 1/14/08, 10:31 am


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