Legal Question in Credit and Debt Law in Florida

Re: Harrasing calls about a debt on a department credit card

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You need to send them a letter by certified mail demanding that they provide proof/verification of the debt owed. If they cannot provide it, they must cease and desist. Further, if you have an attorney, you can tell them to contact your attorney and they can no longer disturb you.

You can read about your rights under the Fair Debt Collection Practices Act at:

http://en.wikipedia.org/wiki/Fair_Debt_Collection_Practices_Act

There may also be some useful information and sample letters at this site:

http://www.fair-debt-collection.com/

Scott R. Jay, Esq.

Re: Harrasing calls about a debt on a department credit card

Send a letter to the collection agency or creditor saying you dispute the debt under the Fair Debt Collection Practices Act and that they should cease all contact with you or be subject to the fines, etc. under th Act. Also, if you didn't pay anything since the 90's, the statute of limitations may have run out already.