Legal Question in Credit and Debt Law in Florida

Is it legal to tell people not to pay their bills?

I have significant credit card debt, and decided to employ a debt settlement company to settle off the accounts (dumb decision). In order to participate, I had to stop paying all my bills. Months later, none of the accounts were settled and I had payed the company a great deal of money for their services. And, I have totally destroyed my credit rating. I would like to know if I have any legal recourse against them for following their requirements not to pay my bills -- since I now believe this is illegal!


Asked on 2/10/04, 2:46 pm

1 Answer from Attorneys
Mark Mahoney Cassiani Law Office, Wise Shepherd Law Office

Re: Is it legal to tell people not to pay their bills?

Hello, you may have recourse against the company. If they didnt do a compentent job, and in effect caused you damanage, you may be legally entitled to a remedy. However, you need to find a lawyer who will help you. Unless you can find a lawyer who can handle it on a contingent class action basis, you will have to pay the lawyer hourly, and then have to collect. Perhaps a lawyer can get a settlement for you without too much cost. Best wishes,

Mark J. Mahoney

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Answered on 2/16/04, 8:56 pm


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