Legal Question in Credit and Debt Law in Florida

How long can a credit card collections company try to collect

Is there a time limit on collections and can they touch my home or car? I am a senior citizen (63) and live by myself in a mobile home on small, owned lot and have 1 car.


Asked on 8/23/07, 8:55 am

2 Answers from Attorneys

Scott R. Jay Law Offices of Scott R. Jay

Re: How long can a credit card collections company try to collect

NOTE: This communication is not intended as and should not be interpreted as legal advice. Rather, it is intended solely as a general discussion of legal principles. You should not rely on or take action based on this communication without first presenting ALL relevant details to a competent attorney in your jurisdiction and then receiving the attorney's individualized advice for you. By reading the "Response" to your question or comment, you agree that the opinion expressed is not intended to, nor does it, create any attorney-client relationship, nor does it constitute legal advice to any person reviewing such information, nor will it be considered an attorney-client privileged communication. If you do not agree, then stop right here, and do not read any further.

Debts are owed until they are paid. Your home is protected by Florida homestead provisions from the taking by a creditor. Your car is not fully protected.

You should try to make arrangements to repay your debt. If not, then if the amount of the debt is substantial, you should consider bankruptcy.

Scott R. Jay, Esq.

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Answered on 8/24/07, 2:20 am
Alexander M. Rosenfeld Rosenfeld & Stein, P.A.

Re: How long can a credit card collections company try to collect

Time limit for what? To sue or collect?

Your home is protected , your car is not.

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Answered on 8/24/07, 4:16 pm


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