Legal Question in Credit and Debt Law in Florida

when a parent dies.....does the adult child, who is also on the parents checking account, become liable for the parents credit cards and bank loan? The deceased parent would have no assets like a car, house, etc. to help pay for those credit cards/loan that they made. So, my question is, does the adult child become responsible to pay for those debts even though they are not associated with it and can the credit companies and bank come after the adult child. Thankyou for imput.


Asked on 1/12/10, 4:24 pm

3 Answers from Attorneys

Sarah Grosse Sarah Grosse, Esquire

Nope. The estate is liable for the debts. If the money in the estate is not sufficient to cover the debts, no one is liable. If you need further help with this, you can send me an email.

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Answered on 1/17/10, 4:33 pm

Unless the children are also on the promissory notes to pay back the debt, the children are not responsible for paying. Any debt would be paid through the parent's estate through the probate process if and when probate is opened. Should you have any further questions, please feel free to contact me.

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Answered on 1/17/10, 4:51 pm
Alan Wagner Wagner, McLaughlin & Whittemore P.A.

Nope -- you are not liable unless you are actually on the credit card itself and signed the agreement.

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Answered on 1/18/10, 2:40 pm


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