Legal Question in Credit and Debt Law in Florida

Re: Payment Problems

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They can certainly refuse payment if it is for less than the full amount of any arrearages. You can believe what you want, but it is their choice whether or not to accept a partial payment. It may have already been turned over to their foreclosure department and thus they refused her payment. She should call them and try to arrange a repayment agreement. If she is unable to do this on her own, she may wish to retain an attorney to help her with this as the attorney may have more success in working this out.

Scott R. Jay, Esq.

Re: Payment Problems

They are probably going to seek to foreclose. I would try to contact the work-out department to work-out terms of the loan to avoid foreclosure. You can do this yourself or use an attorney. If you would like a consult, please contact my office.