Legal Question in Credit and Debt Law in Florida

Reposession Laws

I have a 4 wheeler that is on the repo list. They have been trying to get to me to get it, they have harassed me over the phone, harassed my boyfriend, my Gradmother. They even threatened her that they were going to come on the property and break into the sheds and take the ATV. They keep calling her at her house where I live discussing my debt, Is there a law against that?


Asked on 6/14/07, 7:19 pm

1 Answer from Attorneys

Scott R. Jay Law Offices of Scott R. Jay

Re: Reposession Laws

NOTE: This communication is not intended as and should not be interpreted as legal advice. Rather, it is intended solely as a general discussion of legal principles. You should not rely on or take action based on this communication without first presenting ALL relevant details to a competent attorney in your jurisdiction and then receiving the attorney's individualized advice for you. By reading the "Response" to your question or comment, you agree that the opinion expressed is not intended to, nor does it, create any attorney-client relationship, nor does it constitute legal advice to any person reviewing such nformation, nor will it be considered an attorney-client privileged communication. If you do not agree, then stop right here, and do not read any further.

No, these communications are improper nor should they threaten to break into the sheds to retrieve the vehicle. You may wish to speak with an attorney who is familiar with the Fair Debt Credit Practices Act which sets forth the rights and responsibilities of a creditor and debtor in this situation. You can read about it at wikipedia at: http://en.wikipedia.org/wiki/Fair_Debt_Collection_Practices_Act

Scott R. Jay, Esq.

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Answered on 6/15/07, 10:14 am


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