Legal Question in Credit and Debt Law in Florida

It depends, do you owe the money? Have you missed any payments? If you answer yes to either of these questions, you are liable for the debt and if it goes to court I speculate that the credit card company will prevail.

You should try negotiating the amount you owe...make an offer in settlement.

You can win, but you need a consumer lawyer who handles these caes to look at it. Many do not charge to review a case. See my website. Want to know the law? Sign up for our free newsletter on varies areas of the law by sending an email to [email protected] and requesting the newsletter, or go to www.ConsumerLawyerHelp.com. See www.FL-PI-Lawyer.com for your personal injury needs.