Legal Question in Insurance Law in Florida

I live in Gainesville Florida and am about to renew my car insurance. I have asked ALLSTATE to give me a quote. The quote they gave me is higher than my current policy. To give me a better quote, they want copies of my previous policies, although I have told them the companies they were with. My car loan is still being repaid to the bank. What are the basic things I need to request on a car insurance policy for a car valued at about $10,000.00? I need gap insurance and car rental coverage in the policy. I have health insurance.


Asked on 9/19/09, 7:19 pm

1 Answer from Attorneys
Alan Wagner Wagner, McLaughlin & Whittemore P.A.

Be sure to get UM coverage. You must have PIP, but you should be sure to get BI and collission. How much coverage depends on a lot of different factors. 100/300 is a good start.

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Answered on 9/19/09, 7:44 pm


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